S. 51

# Legislative Analysis: S. 51 This bill is a **health insurance regulation measure, not a nuclear energy bill**—it establishes minimum coverage requirements for health insurance policies in Pennsylvania. The "Health Insurance Core Benefits Coverage Act" requires all health insurers to cover ten essential benefit categories including emergency services, hospitalization, mental health treatment, prescription drugs, and preventive care, with coverage at least as comprehensive as policies offered in 2018. The bill grants the Insurance Department authority to modify these requirements through regulation and imposes penalties up to $10,000 for violations, aimed at ensuring Pennsylvania residents have access to comprehensive health insurance coverage.