SB 318

# SB 318 Legislative Summary SB 318 requires Pennsylvania health insurance plans, including group and individual policies, HMOs, and certain employee benefit plans, to cover postacute neurorehabilitation services for patients with acquired brain injuries—such as those caused by stroke, traumatic brain injury, tumor, or disease. The coverage must include a comprehensive range of therapies and treatments (including cognitive rehabilitation, neurobehavioral therapy, and community reintegration services) without limits on the number of days of care, provided the treatment is medically necessary as determined by the treating physician, and must not impose higher cost-sharing than other covered benefits. The bill aims to ensure that brain injury survivors have access to specialized rehabilitation services needed for recovery and community reintegration, though it excludes certain limited insurance products like accident-only, dental, vision, and workers' compensation policies.